7 best checking account 2023

Ensure Your Transaction Safety, Use 7 Best Checking Accounts 2023

Making sure things are secure in business is an important thing to do in the beginning.  Checking the credibility of the company including checking whether the account is real and has no problems being one of them. The following are some 7 best checking account 2023 recommendations that you can choose from to help you.

SoFi Checking and Saving

SoFi is the right choice for those of you who are looking for convenience and complete banking features. Some of the advantages that you can enjoy are no account fees, no overdraft coverage fees, and also up to 15% cash back for local businesses.

You will also get a bonus up to $250 with direct deposit, but the most important thing is you get your requirement for bank account checking via SoFi.

Axos Bank

Axos Bank is also an option for checking bank accounts which will simplify and secure your transactions. Offering free monthly fees, Axos also offers $150 with direct deposit.  Another convenience that Axos offers is a $0 fee for your deposit account. 

There is an important reason why Axos can provide confidence for a sense of security because Axos Bank is part of the FDIC. Visit the official website for other benefit information.

Alliant Credit Union High-Rate Checking

Alliant credit union is one of the 7 best checking accounts 2023 that can be recommended for your checking account. Alliant offers various advantages such as online support for banking services, unlimited cash back and the best award-winning mobile banking.  

As one of 7 best checking accounts 2023, Alliant is recommended for those of you who prefer online banking services including online checking accounts.

Ally Bank Interest Checking Account

Ally Bank provides services for those who are looking for strong rates and also the best service for banking services. Ally bank offers several advantages such as no monthly fees, more than 43,000 atm and no overdraft fees. 

Although indeed you have to pay attention if this bank relies more on digital transactions so cash deposits may be limited.

Capital One 360 Checking

Capital One 360 ​​is the right choice for convenient banking services and also a bank that doesn’t have monthly fees. Capital One 360 ​​is recommended for those who want free checking and saving accounts with strong rates and services that run completely online.

Several other advantages possessed by this bank are competitive interest rates, no minimum deposit and no overdraft fees.  it’s just that you need to pay attention if withdrawing funds can only be done at an ATM with the Capital One logo.


For checking account needs, Chime is also recommended. Chime offers various services such as a free Overdraft Fee of up to $200 and no minimum balance. Apart from those two things, Chime also does not charge monthly fees, foreign transaction fees and also no transfer fees.

Chime is highly recommended for those of you who have lots of transactions every month. Moreover, Chime is also supported by more than 60k atm free of charge which is obviously very useful for those of you who always need cash.


Current is one of the best options for those of you who want security guarantees for your deposits. The reason is, deposits on Current have an FDIC guarantee that provides a better guarantee. Current itself calls itself a financial technology company rather than a bank so that all of its services are digital. 

The Current application is also quite good for you smartphone users such as support for biometric security which clearly provides a higher level of security. Through the application, you can also instantly block unknown transactions.

Choosing which bank or banking service is the best today is indeed easier. With the right information, the guarantee you have and which features are needed can be a determining factor in finding your choice. That’s the 7 best checking accounts 2023.

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